Welcome to
Northern Plains Insurance

Northern Plains Insurance is a locally owned and operated agency serving Chester, Montana, and the surrounding communities. Located at 14 1st Street West, the agency is deeply rooted in the region’s agricultural lifestyle. With a strong commitment to family farms and ranches, owner Megan brings passion and genuine care for the local community directly into the agency’s mission. Whether it’s home, auto, farm, ranch, or crop insurance, Northern Plains Insurance builds meaningful relationships with their clients and delivers personalized service.

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About Us

Northern Plains Insurance is a locally owned and operated agency proudly serving Chester, Montana, and the surrounding communities. We are committed to delivering exceptional, personalized service that meets your unique insurance needs.

As an independent insurance agency, we work for you, not the insurance companies. This means we can compare coverage options from multiple trusted carriers to find the best protection at the most competitive rates. Our clients count on us for attentive customer service, local expertise, and a deep understanding of the insurance products we offer.

We serve individuals, families, and businesses across Montana, offering coverage for auto, home, farm, ranch, umbrella, life, renters, commercial, and more. Whether you need a new policy or want to review your existing coverage, our friendly agents are here to answer your questions, explain your options, and provide a personalized quote.

We look forward to helping you protect what matters most. Call us today at (406) 759-5150 or Contact Us to get started.

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    Our Services

    Auto Insurance
    Auto Insurance

    Protect your vehicle and financial well-being with our comprehensive auto insurance. Our policies cover liability, collision, comprehensive damage, and more, ensuring you’re protected in case of accidents, theft, or natural disasters. Enjoy customizable plans, affordable rates, and 24/7 claims support. Drive with confidence knowing you have reliable coverage with Northern Plains Insurance. Get a quote today!

    Home Insurance
    Home Insurance

    Protect your home and everything in it with our comprehensive home insurance policies. At Northern Plains Insurance, we offer coverage that safeguards your property, belongings, and provides liability protection in case of accidents. Whether you own a house or a condo, our customizable plans ensure you have the right level of protection against fire, theft, natural disasters, and more. Enjoy comfort knowing that your most valuable asset is covered.

    • Property Coverage: Protects the structure of your home and attached buildings.
    • Personal Belongings: Covers your furniture, electronics, clothing, and other personal items.
    • Liability Protection: Safeguards you against legal claims if someone is injured on your property.
    • Additional Living Expenses: Pays for temporary housing if your home is uninhabitable due to a covered event.

    Get a quote today and secure your home with Northern Plains Insurance.

    Farm_Ranch Insurance
    Farm & Ranch Insurance

    Protect your livelihood with our comprehensive Farm and Ranch Insurance policies. Designed specifically for the unique needs of agricultural operations, our coverage includes protection for your home, farm buildings, equipment, livestock, and crops. Whether you run a small hobby farm or a large commercial ranch, we offer customizable plans to safeguard your investment and ensure your security. Contact us today to learn more about how we can help protect your farm or ranch from unexpected risks.

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    Life Insurance

    Secure Your Family’s Future

    Life insurance provides financial protection and peace of mind by ensuring that your loved ones are taken care of in the event of your passing. Our life insurance policies offer a range of benefits, including coverage for final expenses, income replacement, and debt repayment.

    • Term Life Insurance: Affordable coverage for a specific period, ideal for providing financial security during key years.
    • Whole Life Insurance: Lifetime coverage with a cash value component that grows over time.
    • Universal Life Insurance: Flexible coverage that allows you to adjust your premiums and benefits as your needs change.

    Invest in your family’s future today with a life insurance policy that meets your needs. Contact us for a personalized quote.

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    Crop insurance

    Crop insurance is a crucial financial protection tool for farmers and agricultural producers. It provides coverage against the loss of crops due to natural disasters such as drought, flood, hail, and other adverse weather conditions. Additionally, it can cover losses due to pests, disease, and significant price fluctuations in the agricultural market. By securing crop insurance, farmers can safeguard their investments, stabilize their income, and ensure the sustainability of their farming operations, even in the face of unpredictable and potentially devastating events. This insurance is essential for managing the risks inherent in agriculture and maintaining the economic viability of farms.

    Business Insurance
    Commercial Insurance

    Protect your business with comprehensive commercial insurance tailored to your specific needs. Our policies cover a range of risks, including property damage, liability, employee injuries, and business interruptions. Ensure your business continuity and financial security with reliable coverage options. Contact us today to safeguard your business against unforeseen events.

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